Welcome to Texas County Mutual!

Texas County Mutual Insurance Company – Established in 1904 has been a thriving mutual with a reputation and financial stability for over 100 years!

Located in the small rural community of Licking Missouri, nestled in the “heart of the Ozarks”, Licking is known for its “hometown” atmosphere. We, Texas County Mutual Insurance Company strive to keep that “hometown” atmosphere alive within our company. We provide insurance to Missouri’s farmers to protect the dwellings, buildings, and machinery that make farming possible. We also provide insurance for practically all types of homes and mobile homes.

Texas County Mutual is overseen by a board of directors made up of local farmers, businessmen and women who are policyholders with the Mutual. Thus being said, these local men and women are a group, who together understand our local community and its policyholders, and make it their duty to care and be loyal to the policyholders and the company. They make informed business decisions by considering all material information reasonably available to them, to make the decisions for the best interest of the company.

What is a Mutual Insurance Company?

A Mutual insurance company has no shareholders, but instead is owned entirely by its policyholders; Thus, giving all policyholders ownership of the company and it not being a source of profits for investors.

Mutual Insurance Companies are based on mutuality and promote active policyholder influence. They are innovators of new products and services, and actively demonstrate social commitment.

You buy insurance for “peace of mind” that you know that you and your family will be taken care of in time of need. That is why we constantly review our financial strengths and we also purchase reinsurance against wide spread catastrophes by selecting only the strongest tier of reinsurers world wide!

Reinsured by Grinnell Mutual Reinsurance Company who has been in business since 1909 and for the past 20 plus years has earned us an “A” rating from A.M Best, who is the leading industry rating service. This rating is an independent rating that lets you know we’ll be there when you need us!

We are also members of MAMIC (Missouri Association of Mutual Insurance Companies) – Established in 1895 to implement a right for Free Enterprise and the right to establish their own insurance groups to preserve and safeguard their financial securities.

And NAMIC (National Association of Mutual Insurance Companies) Advocating for a strong and vibrant insurance industry since its inception in 1895, NAMIC is the largest and most diverse national property/casualty insurance trade and political advocacy association in the United States.

We have several agencies throughout the state of Missouri writing with Texas County Mutual Insurance Company. See our agents listing to find the agency nearest you!


© Copyright 2011 Texas County Mutual